Important Disclosures
Mutual Funds
Margin Disclosure
Business Continuity Program
Investment Advisory Program Disclosures
Privacy & Security Program
Safeguarding Confidential Information
Information we need from you
Online Safety
Order Routing and Execution
Terms of Use
SIPC Coverage

Important Disclosures
We believe it is important that our clients fully understand our business relationships and how they may affect the way our products and services are provided; therefore, the following documents are provided for review:
• Product Charges and Expenses
    > Mutual Fund Sales Charges
    > Understanding Mutual Fund Fees
    > Variable Insurance and Variable Annuity Charges
    > Tax Free “1035” Exchanges of Variable Products
    > Other Products
    > Marketing Support and Similar Payments
• Margin Accounts
• Business Continuity
• Investment Advisory Program Disclosures